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underwriting

News Roundup
·Jun. 15, 2012

Comparing Returns on Prosper Before and After the Auction Model Ended

Back in 2010 the management of Prosper took a gamble. They decided to do away with the auction model that...
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B2B BNPL
Fintech
·Feb. 2, 2023

B2B BNPL: Where does this leave banks?

This year has already seen some major shifts in focus for the BNPL market- should banks be concerned about the B2B focus?
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FintechUSA
·Jun. 29, 2020

Lenders Are Having Trouble Figuring Out Who is Creditworthy Today

Lenders today have a credit blind spot; this is because of the provision in the government stimulus package that allows...
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FintechNews RoundupUSA
·Jan. 30, 2019

New York Regulators Allow Use of Social Media Data For Insurers

The New York Department of Financial Services is allowing life insurers to use nontraditional data in order to determine premium...
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Peer to Peer Lending
·Nov. 19, 2013

Advice for New Lending Platforms

[Editor’s Note: Today we have something a bit different. Rather than discussing p2p lending from an investor perspective this article is...
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News Roundup
·May. 20, 2020

Upstart Making it Easier for Banks to Use AI Underwriting, Comments on COVID-19

Upstart has been a pioneer in leveraging artificial intelligence in underwriting. They were talking about AI before any other online...
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FintechNews RoundupUSA
·Apr. 15, 2020

Upcoming Webinar: How Consumer Lenders Are Responding to the Crisis

One of the best ways to learn what is going on during the current crisis is to attend live virtual...
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FintechNews RoundupUSA
·Feb. 28, 2020

From the LendIt Fintech Vault: Personal Loans: The Keys to Success in a Competitive Market – by Credit Karma’s Ken Lin

With Credit Karma in the news this week, we thought we would revisit a keynote given by CEO Ken Lin...
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FintechNews RoundupUSA
·Jan. 15, 2019

CFPB to Eliminate Underwriting Requirements Effecting Payday Lending

We learned in October that the CFPB was revisiting their ability to repay provisions in the small dollar lending rule;...
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FintechNews RoundupUSA
·May. 20, 2020

Upstart Making it Easier for Banks to Use AI Underwriting, Comments on COVID-19

Today Upstart announced a new offering called Credit Decision API; Upstart has already offered a white label solution for banks...
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