There are a number of fintech themes coming out of 2021 that will have a dramatic impact on the industry in 2022. Here are our top seven trends: Buy now pay later, fintechs going public, overdraft fees, embedded finance, cash flow underwriting, CBDCs and Web3.
Gov. DeSantis has said that Florida won't accept a CBDC, due to privacy and surveillance concerns. Stonewalling could be part of the problem.
Their website mentions names such as 'digital sterling' or 'Britcoin' and emphasizes the difference between CBCDs and cryptocurrencies.
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