In an op-ed in American Banker, the CEO of MeasureOne, Elan Amir, noted that traditional credit models are not well...
Alternative data could be critical to financial inclusion, but industry experts say it isn't all plain sailing. Find out why.
At the recent Fintech Nexus USA conference, Isabelle sat down with Lauren Crossett of Pinwheel to talk about using alternative data.
Fintechs have touted the importance of cashflow data in underwriting. This week, the CFPB published their evidence to support the approach.
The US is ranked highly for financial inclusion, but it faces dropping further amidst waning Government and Employer support.
People with higher credit scores are more likely to have grown up in an environment where they learned how to use credit to their advantage.
The desire for increased financial inclusion is a primary driver behind the increased use of alternative data in lending decisions, a new report from LexisNexis Risk Solutions finds.
Alternative data helps lenders score previously difficult-to-serve groups like thin- and no-file customers. Lenders seeking to serve those client groups need the right technology in place, Provenir’s executive vice president for North America Kathy Stares said.
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