Marketplace Lending News Roundup – January 17, 2015

During the week I share the latest marketplace lending news on Twitter as it happens. Then every Saturday I take the most interesting news items and blog posts from the past week and share them here.

Heads I Win / Tails You Lose: Rising US Interest Rates in 2015 & Their Potential Impact on The Marketplace Lending Industry from Orchard – Comparing trends in the Federal Funds Rate with consumer credit.

Auto Loan Credit Quality Eroding. Is P2P Lending Next? from P2P Lending Expert – Auto loan delinquencies are at their highest rate since the financial crisis – will this spill over to P2P lending?

Interview: P2P and P2P Publisher Claus Lehmann Talks Alternative Finance in Germany from Crowdfund Insider – Claus Lehmann has been writing about P2P Lending longer than I have and he knows the German market intimately.

P2P Lenders from BTIG – Interesting interview with Ron Suber and Macy Lee, two senior Prosper executives, about barriers to entry and what this year holds for Prosper.

Sterne Agee Says On Deck Capital Is More Finance Than Tech, and That’s a Problem from The Wall Street Journal – It wasn’t a great week for OnDeck Capital, at least as far as their stock price is concerned.

Entrenched power of the banks being challenged by P2P lending from The Sydney Morning Herald – Peer to peer lending is starting to heat up in Australia taking on the banking oligopoly.

Realty Mogul Offers Whole Loan Purchase Program (press release) – In response to institutional investor demand Realty Mogul moves from 100% fractional loans to a mix of fractional and whole loans.

“Those Who Don’t Know History Are Destined To Repeat It” from AltFi – Interesting take on risk in the new fintech sector now dominated by alternative lenders.

Filtering P2P Loans – Part 1: What is Filtering? from LendingMemo – Introduction to filtering loans and why savvy investors do it.

Banks open the spigots slowly from Crain’s New York – Good news for small business owners: banks are starting to lend. But alternative lenders are still gaining traction.

Lend-to-save investment trust P2P Global Investments launches new shares to tempt investors attracted by up to 8% yield from This is Money – The world’s first publicly traded P2P closed end fund is raising new money.

Sponsorship Sales Manager position (job ad) – LendIt is hiring a sponsorship sales manager in our New York office.

From the Lend Academy Forum

The Lend Academy forum is where investors go to discuss p2p lending. Below are some topics that were being discussed this week.

When is the maximum possible NAR reached? – Interesting discussion on the return curve.

Unfunded “A” notes – A new investor asks about loans going unfunded at Lending Club.

Google Deal? – Discussion of the Lending Club-Google deal announced this week.

  • Peter Renton

    Peter Renton is the chairman and co-founder of Fintech Nexus, the world’s first and largest digital media and events company focused on fintech. Peter has been writing about fintech since 2010 and he is the author and creator of the Fintech One-on-One Podcast, the first and longest-running fintech interview series. Peter has been interviewed by the Wall Street Journal, Bloomberg, The New York Times, CNBC, CNN, Fortune, NPR, Fox Business News, the Financial Times, and dozens of other publications.