During the last financial crisis the Federal Reserve created a new program called the Term Asset-Backed Securities Loan Facility (TALF); it was created to shore up the securitization markets that had seized up; the same thing is happening now which is why the Fed has resurrected this program; the only problem is that the ABS world has changed since 2008 as it now includes a big sector that was pretty much non-existent in 2008: unsecured personal loans; with nearly $10 billion in ABS issuance in 2019 it is one of the larger sectors today, certainly much larger than some of the sectors that TALF is seeking to help; it is also critically important that consumers continue to have access to personal loans during this challenging time which is the main reason why the Fed should add personal loans to the TALF program. American Banker
With efforts in many different areas of the team, she helps manage, organize and execute digital and event content. She works with webinars, podcasts, social media along with managing the hundreds of speakers that attend our conferences.
Emily was a part of the Zimmerman Advertising Program at the University of South Florida. She graduated in 2019 receiving a Bachelor of Science in Business Advertising.