News Roundup

This page contains an archive of the Global Newsletter summaries and the weekly fintech news roundups.


Every day the Fintech Nexus news team scours the globe for the most important stories of the day to include in our daily newsletter.


Then every Saturday we bring you our weekly news roundup of the top 10 fintech stories of the week with commentary from Peter Renton.


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A recent report by Bain & Company just shares how successful Amazon could be if it were to enter banking; according to the report: "We could imagine Amazon's banking services growing to more than 70 million U.S. consumer relationships over the next five years or so — the same as Wells Fargo, the third-largest bank in the US. Although many retail bankers and observers have pegged the nimble fintech start-ups as the likely disrupters, it has become clear that established technology firms pose a bigger threat.”; the CNBC article shares several of the advantages Amazon would have in banking, products they could expand into and some of the talks that are already taking place with banks. Source

OneMain has rejected an unsolicited exchange offer from IEG Holdings; on January 6, 2017, IEG submitted an offer to buy shares of OneMain, a consumer finance company offering personal loans; IEG is an online consumer loan provider with stock trading on an over the counter market exchange; OneMain says the offer does not reflect the value of the company or the best interests of its shareholders.  Source

Credy was founded in 2016 and has been gaining some ground in India's P2P lending market; the firm is emerging from the Y Combinator Winter 2017 program and seeks to capitalize on two factors supporting the growth of P2P in India: 1) the use of the Aadhaar ID system and 2) the country's demonetization which eliminated 85% of the country's currency and shifted the economy towards a focus on digital transactions; using digital IDs and a technology platform for underwriting and instant approvals will allow the firm to capitalize on a $50 billion personal lending market; the firm's average loan size varies from $500 to $1,000 with repayment terms up to nine months; led by former Goldman Sachs bankers, the P2P platform has already processed approximately $3 million in loans.  Source