Despite some recovery, the reality is most banks have not been generating a sufficient return on equity to cover their cost of capital.
With competition for consumer attention fierce, the best businesses are looking to embedded finance to innovate existing loyalty strategies.
In a world where user experience is do or die, fintechs lose wallet share and loyalty due to mistakes around frontend design and development.
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Generative AI has come to lending. This new technology opens up new avenues for success for forward thinking lenders.
Checking out in a physical store often involves special hardware that can create a barrier for BNPL adoption. Embedded lending is the solution.
The rapidly changing landscape of finance has translated to an excessive amount of pressure being placed on financial directors and their departments.
[Editor’s Note: This is a guest post from Scott Stewart, CEO of the Innovative Lending Platform Association. ] Courts are distorting...
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Generative AI is powering fintech modernization with streamlined processes and automated workflows. Transformation teams find the greatest ROI is driven by 4 key adoption trends, especially when supported by an AI-specific risk management strategy.
It is becoming increasingly necessary for financial institutions to start thinking outside the box for ways to grow and diversify their loan portfolios.
Providing customer service is expensive, particularly when it comes to payments. And people prefer to do self-service anyway as long as you give them easy options.