Kim Gerhardt is Owner and Principal Advisor at The FinTech Interactive, an advisory firm focused exclusively on digital financial services. Kim has 30 years of experience with expertise in growth strategies, operational excellence, and innovation in risk management. She is passionate about how the use of technology and data enables access to credit, creates new channels, protects against fraud, and empowers financial institutions to grow their business. She is advising companies that operate in the areas of fair lending, online application fraud and first-party credit abuse, social impact, BaaS, the use of ML/AI, risk scoring, collections strategies, and payments.
Kim has been at the forefront of FinTech, creating first-of-its-kind industry consortiums enabling new entrant challengers to sit alongside traditional banks to share data and perspectives in the industry. Through this work, she has developed a broad network of trusted relationships with senior risk executives at traditional banks and FinTechs.