A recognized expert on cybercrime, Al Pascual is SVP, Enterprise Risk Solutions. Al joined Sontiq, a TransUnion company, following the acquisition of Breach Clarity, a company he co-founded in 2019. He previously led Javelin Strategy & Research and served as the head of the Fraud & Security practice, where he directed the company’s oft-cited research and analysis on consumer identity theft trends. Prior to Javelin, Al cut his teeth fighting fraudsters at FIS, Goldman Sachs, and HSBC.