Founded by Experian, Equifax, and TransUnion in 2006, our mission is to use data analytics to drive innovation and inclusion—giving consumers more credit access, and helping lenders make better lending decisions.
Millions of consumers use our scores to track their creditworthiness and monitor their credit health. Thousands of lenders use billions of VantageScore scores each year to enable more borrowers to access the credit they need.
With the ability to score approximately 94% of the U.S. adult population, VantageScore is a key driver of equitable access to mainstream credit.