Upgrade

Upgrade offers offers affordable and responsible credit, mobile banking and payment products to everyday consumers. Upgrade’s flagship product, Upgrade Card, is a more responsible type of credit card that turns every balance into an installment loan, helping consumers stay on track and pay down their balance every month. Upgrade Card was named by the Nilson Report the fastest growing credit card in the US two years in a row in 2021 and 2022. Upgrade has delivered over $22 billion in consumer credit since inception, and is the only fintech company listed in the top 25 largest US credit card issuers. Upgrade’s mobile banking products deliver unique value to mainstream consumers, combining the highest debit rewards program available and high yield savings accounts. Upgrade was named the fastest growing company in the Americas by the Financial Times in 2020.