Zeenat Sidi

Zeenat Sidi is President of loanDepot Inc. Digital Products and Services, where she leads development of
the company’s mortgage-adjacent digital-first products and services that complement its core mortgage
and servicing operations platform. Zeenat boasts 25 years of experience in P&L leadership, digital
transformation, risk management, operations, and strategy at several well-known financial institutions
in the US and Canada.

Zeenat joined loanDepot in 2022 from Mission Lane where she was Business Head of Digital Banking and
Financial Services and led the development of various product offerings to augment credit cards. Prior to
this role, Zeenat served as GM of Enterprise Lending, Investing and Data at Galileo Financial
Technologies (a SoFi company), where she spearheaded a major strategic transformation that converted
Galileo from a powerful payment processing platform to a company that offers a full suite of financial
services products through a modern API-based payments platform. Previously, Zeenat was the EVP and
Group Business Head of SoFi’s lending businesses, comprised of student loans, personal unsecured
loans, and home loans – a digitally-powered business that she built and scaled from the ground up, to a
record and industry-leading profitability profile further enhancing her deep FinTech expertise.

Prior to SoFi, Zeenat served as GM of the Home Equity business at Capital One after being the COO of
the Home Loans business. During this time, she developed the strategy that moved the Home Loans
business into the top quartile for customer experience in the industry, while ensuring positive unit
economics through automation and process reengineering. She also brings diverse experience with RBC,
including as the GM of the Personal Unsecured, Auto and Student Lending businesses during the
financial crisis, leading a 2,500-person Risk Operations team, and overseeing Portfolio Management and
Credit Strategy for the largest consumer loan, credit card and small business financing portfolios in
Canada. She began her career in credit modeling and consulting with Experian and FICO.

Zeenat holds an MBA with Fuqua Scholar Distinction from Duke University, a Master of Science in
Operations Research from Stanford University, and a Bachelor of Science in Systems Analysis from the
University of Miami. She serves as the Chair of the Audit Committee of the Board for the Texas Women’s
Foundation, the largest regional non-profit women’s fund in the country committed to advancing
positive social and economic change for women and girls.