Stephany Kirkpatrick is the CEO and founder of Orum, the simplest API integration for instant payouts. A digital executive and entrepreneur with over 15 years experience across a variety of businesses, from startups to Fortune 100 companies, Stephany founded Orum in 2019 on the belief that consumers should have immediate access to their money. The daughter of an immigrant, and a Certified Financial Planner, Stephany has spent the last decade building technology to optimize financial outcomes for Americans – first at LearnVest and Northwestern Mutual where she helped design its financial planning software and now at Orum where she is leading a team that is building the new financial infrastructure that allows money to move immediately and automatically across accounts, products, and financial institutions.