Mike Timoney is Vice President of Secure Payments for Payments Improvement within Federal Reserve Financial Services. Mike has responsibility to understand the payments and fraud landscape and identify areas where security must be improved. Mike is responsible to design, develop, and implement key elements of the Fed’s Payment Improvement strategy for payment security including improving fraud data, researching security and fraud trends, and evaluating emerging security and fraud technologies. He identifies and contributes to opportunities for collaboration with the payments industry to improve overall payments security. Mike has had multiple roles during his career including treasury fraud, global card and comprehensive payables fraud, commercial and corporate treasury fraud, electronic payments, and program and portfolio management. Mike is a Certified Fraud Examiner (CFE) and Certified Treasury Professional (CTP).