Zest AI

Zest AI helps lenders make better decisions and better loans—increasing revenue, reducing risk, and automating compliance. We were founded in 2009 with the mission of making fair and transparent credit available to everyone and are now a leader in software for more inclusive underwriting.

Zest’s AI-driven lending software helps financial institutions go beyond traditional credit scores’ statistical and data limitations to identify good borrowers often overlooked by legacy techniques. Banks, credit unions and specialty lenders that lend using Zest-built models have seen on average 25% increases in approval rates with no added risk and fivefold increases in automated approval rates by using more of their data and the advanced math of machine learning.

Zest AI is the only complete AI solution built specifically for financial institutions to generate faster, fairer, and better lending down the credit spectrum. To learn more, visit zest.ai.