Timothy A. Welsh is Vice Chair, Consumer and Business Banking, of U.S. Bancorp (U.S. Bank). In this role since March 2019, he oversees the company’s largest grouping of business lines, covering a wide array of services and products that help U.S. Bank become central to the financial lives of our consumer and small business customers, including branches and business banking along with consumer lending and servicing operations, such as mortgage, auto lending and dealer services. Previously, was Vice Chair, Consumer Banking Sales and Support since joining the bank in July 2017. Before that, he was a Senior Partner at McKinsey & Company. Mr. Welsh earned an MBA in Business Administration from Harvard Business School, and a BA in Social Studies from Harvard University. He co-founded the Itasca Project, an initiative to improve the quality of life in Minneapolis and St. Paul. He is a board member at several non-profits.