Rosemary Kelley

Rosemary Kelley is a Senior Managing Director and Head of the ABS Group at Kroll Bond Rating Agency (KBRA), where she leads the consumer and commercial ABS teams. She was hired in 2011 to focus on consumer ABS including auto loan, auto lease, dealer floorplan, credit card, consumer loan, student loan, and timeshare sectors. Rosemary brings over 25 years of structured finance experience to her role and in February 2021 was elected to co-chair the Structured Finance Association’s Rating Agency Committee.

Prior to joining KBRA, she rated consumer ABS transactions at DBRS after working at MBIA Insurance Corporation for 10 years. While at MBIA, Rosemary held various roles including the origination of consumer ABS transactions and managing the company’s portfolio management unit responsible for monitoring and workouts in consumer ABS.

Rosemary earned a B.A. from Manhattanville College and an MBA from the Columbia University Graduate School of Business. She is an active board member of the Structured Finance Association (SFA).