Prabhakar “PB” Bhogaraju oversees the strategy and product development of the FinLocker financial fitness platform. PB has over 25 years of mortgage technology and consulting experience, including ten years in executive leadership positions at Fannie Mae in product development, data management, and digital business architecture. PB is often an invited speaker at mortgage industry events, where he discusses the potential of emerging technologies and advanced analytics in residential lending and consumers’ financial well-being.