Pankaj Kulshreshtha

Pankaj has over 24 years of analytics, risk management, and financial services experience. He also served as the Chief Risk Officer for consumer businesses at GE Money UK. Back in the day when data analytics was still a bleeding-edge problem, he was one of the first few people that started the Analytics CoE for GE in 1998. That section of the business grew to become the world’s largest analytics CoE under his leadership, generating over $240 Million of annual revenues.

Pankaj has been a regular speaker at various global events on innovations shaping the risk and fintech landscape. He founded Scienaptic in 2014, based on these very innovations. Through innovative AI tools, Scienaptic is tackling the problem of credit expansion across the globe. Scienaptic clients across banks, credit unions, fintech, and other lenders use its platform to constantly improve the quality of underwriting decisions. This enables them to say ‘yes’ to borrowers more often and faster.