Ashish Gupta

Ashish serves as Chief Risk Officer at LendingPoint and responsible for overseeing credit strategies, pricing strategies, fraud mitigation strategies, loss-forecasting, and AI/ML model development. Ashish has over 17 years of Risk management experience, developing innovative risk models to drive business growth while delivering targeted risk-adjusted returns. Prior to joining LendingPoint, Ashish served as Chief Credit Officer at Prosper Marketplace, and spent more than 10 years at Citi in senior credit risk strategy positions, spanning across new customer acquisition, portfolio management, model development, portfolio stress testing, and collections. Prior to Citi, Ashish worked at Fair Isaac (FICO) and led credit card fraud analytics for US and International Banks. Ashish has an MBA from the University of Chicago Booth School of Business, an MS from University of Wisconsin-Madison and a B.Tech. from Indian Institute of Technology (IIT) Delhi.