There are a number of fintech themes coming out of 2021 that will have a dramatic impact on the industry in 2022. Here are our top seven trends: Buy now pay later, fintechs going public, overdraft fees, embedded finance, cash flow underwriting, CBDCs and Web3.
AltFi takes a look at overdrafts in the digital banking market, both arranged and unarranged; their research found that Starling...
Chime currently has 8 million customers and half of them leverage Chime for direct deposit; in 2018 Chime reported 1...
While America remains the richest economy in the world it is also the one where it is the most expensive...
Yesterday BBVA launched their new mobile app, called Mobile 9.0; the multinational bank localized the app for each country and...
Economist Arnold Kling proposed a national overdraft plan as an alternative to the current stimulus bill; every bank account would...
Current is a New York-based digital bank with around 800,000 customers, many of whom live paycheck to paycheck; they have...
Stash has quickly become one of the hottest fintechs and the company has seen continued success during the current pandemic;...
According to research from the Center for Responsible Lending in 2019 American consumers spent $11.7 billion in overdraft fees; the...
The UK’s Financial Conduct Authority plans to move forward with overdraft changes in April which would allow for banks to...



