Podcast #90: José Carlos Aguilar, Co-Founder & Co-CEO of Palenca

On today’s episode, I am joined by José Carlos, Co-Founder & Co-CEO of Palenca.

José and I talked about the differences between the US and LatAm fintech markets, how hard it is for lenders to get an accurate picture of a borrowers income, Palenca’s pivot from a lender to a data provider, Mexico’s fintech journey and where fintech is today in Mexico, tae kwon do, raising capital, and much more.

A couple of short PSAs:

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Without further ado, José Carlos, Co-Founder & Co-CEO of Palenca. I hope you enjoy the episode.

Episode highlights include:

Jose? Carlos Aguilar of Palenca
Jose? Carlos Aguilar of Palenca
  • Palenca’s founding story
  • José’s time at Uber
  • Why they pivoted away from lending
  • The differences between the US and LatAm fintech markets
  • Open banking
  • Financial inclusion
  • Raising capital
  • Tae kwon do
  • Recommended reading – The Cold Start Problem: How to Start and Scale Network Effects by Andrew Chen 
  • And much more…

Connect with José Carlos Aguilar on LinkedIn
Connect with Palenca on LinkedIn

  • Todd Anderson

    Todd is the host of PitchIt: the fintech startups podcast, a weekly interview show featuring emerging fintech founders and leading venture capitalists. He is responsible for leading the content team which covers fintech through daily & weekly email newsletters, editorial, virtual events, and in-person conferences. He has been covering fintech, banking, and venture capital for more than 15 years, including speaking regularly at industry events.