Podcast #68: Ravi Sattuluri & Kate Hiscox of Sivo

Thanks again for tuning into this week’s episode of PitchIt. I sat down with our 2022 PitchIt Winner Sivo. Joining me for our conversation was Sivo’s CEO, Ravi Sattuluri, and Sivo’s Co-Founder and Chief Product Officer, Kate Hiscox.

Kate Hiscox of Sivo
Kate Hiscox of Sivo

Sivo provides debt as a service for fintechs, neobanks, and gig platforms to lend money to their users at scale. Sivo is changing the way debt capital is acquired and deployed.

The debt capital process has always been built on relationships, handshakes, and bad terms. Sivo changes all of that, they enable lenders and investors of all shapes to raise or deploy capital efficiently.

Ravi Sattuluri of Sivo
Ravi Sattuluri of Sivo

Ravi, Kate, and I talk about the Sivo founding story, the flexibility of Sivo to scale with lenders, the top 5 issues with raising debt capital the traditional way, the macroeconomic environment, the impact of programs like YC and PitchIt, raising capital and much more.

Before you begin the episode, please take a minute to rate the show and provide feedback; I take listener comments very seriously. And don’t forget to join us in Miami on December 13 – 14 for Fintech Nexus LatAm; this is LatAm’s premier fintech event.

Without further ado, I present Sivo’s CEO, Ravi Sattuluri, and Sivo’s Co-Founder and Chief Product Officer, Kate Hiscox. I hope you enjoy our conversation.

Episode discussion points include:

  • Kate’s journey to starting Sivo
  • Ravi’s journey to Sivo’s CEO role
  • Debt as a service
  • The story behind the name Sivo
  • Why debt capital traditionally takes 7 months to raise
  • How debt capital constraints founders
  • How debt as a service scales
  • Debt as a service provides lenders and investors with flexibility
  • Real-time reporting and compliance
  • Sivo Ignite
  • Raising capital
  • The importance of competitions like PitchIt
  • Recommended reading – Light in August by William Faulkner, Blood Meridian by Cormac McCarthy, and Token Engineering by Lisa Tan
  • And much more…

Download a PDF transcription of No. 68 Ravi Sattuluri & Kate Hiscox

  • Todd Anderson

    Todd is the host of PitchIt: the fintech startups podcast, a weekly interview show featuring emerging fintech founders and leading venture capitalists. He is responsible for leading the content team which covers fintech through daily & weekly email newsletters, editorial, virtual events, and in-person conferences. He has been covering fintech, banking, and venture capital for more than 15 years, including speaking regularly at industry events.