Cross River Bank

Cross River issuing AmEx cards on behalf of Fintechs

LAS VEGAS, Nev. — Cross River Bank announced a collaboration with American Express at Money 20/20 Monday.

The partnership enables Cross River to issue credit cards on behalf of fintech in the American Express network.

Gilles Gade, Founder president, and CEO of Cross River, said the partnership enables more optionality for consumers.

“Collaborating with American Express enables Cross River to provide additional optionality for our partners and their consumers,” Gade said. “Our expanded payments and technology infrastructure increases efficiency and the scalability our partners have come to expect.”

Amex benefits with Cross River value

The firm said adding the American Express network provides fintechs access to select American Express benefits, enhanced value, and a seamless experience when issuing with Cross River. William Stredwick, SVP and GM of Global Network Services North America at American Express said they chose cross river for their products.

“With Cross River, we can offer more ways for fintechs to launch payment solutions on the American Express network,” Stredwick said. “We selected Cross River for their full suite of products and services, and we look forward to working with them to help fintechs innovate on our network.”

Adam Goller, EVP and Head of fintech Banking at Cross River, said the bank added even more functionality to their services.

Access to a broader payment ecosystem

“We’re thrilled to add the American Express network to our comprehensive suite of payment services,” he said. “This collaboration allows us to offer our partners and their customers access to a broader payment ecosystem and expanded optionality backed by Cross River’s compliant infrastructure.”

The firm said that Cross River’s comprehensive, one-stop-shop platform provides access to international payment rails, core infrastructure, and a robust compliance framework. It uses API-driven technology and banking solutions, allowing partners to manage costs, efficiency, and latency related to their operations. In turn, partners can better integrate advanced payment solutions into their environments for more rapid innovation, the firm said.

“The brand strength of the American Express network within the fintech landscape is already strong,” Goller said, “and we look forward to building on that by pairing it with Cross River’s brand.”

Cross River provides technology infrastructure powering the future of financial services. Leveraging its proprietary real-time banking core, Cross River delivers innovative and scalable embedded payments, cards, lending, and crypto solutions to millions of consumers and businesses. Together with its partners, Cross River said it is reshaping global finance and financial inclusion.


  • Kevin Travers

    Intensely energetic news reporter asking questions covering the collision between Silicon Valley, Wall Street, and everywhere in-between. Studied history at the University of Delaware, learned to write at the Review, and debanked.